Earned, founded in 2021 by CEO John Clendening and Juxtapose, is creating a new category of wealth management with the first comprehensive, tech-enabled wealth system built exclusively for physicians. Physicians face extremely unique financial circumstances and opportunities throughout their careers, from residency through retirement. Using a physician’s career journey as a lens for the company’s data-driven financial recommendations, Earned helps physicians capitalize on the specific opportunities available to them, rather than be burdened by financial complexity. Financial stress is the second leading cause of burnout among physicians, even though they’re in the top 5% of earners and represent almost a quarter of wealth in the country. Earned’s centralized approach maximizes physicians’ wealth cohesively and seamlessly, helping physicians earn more, invest smarter, and avoid losses. Earned is investing heavily to build out its wealth engine, powered by predictive algorithms that enable Earned’s Certified Financial Planners to deliver reliably better, and deeply personalized, financial outcomes - and to over time be the only financial relationship physicians need.
John brought decades of wealth management experience with him when founding Earned with Juxtapose. Prior to Earned, John most recently served as CEO of Blucora, a leading tax-oriented wealth management technology business, and prior to that, spent over a decade as one of the senior-most executives at Charles Schwab, leading Schwab Bank and driving over $1 billion in incremental revenue. John also has significant fintech board experience, having served on the boards of Silicon Valley Bank (NASDAQ: SIVB) and Betterment.